{"id":48769,"date":"2012-02-16T21:15:45","date_gmt":"2012-02-16T20:15:45","guid":{"rendered":"http:\/\/kulturbloggen.com\/?p=48769"},"modified":"2012-02-16T21:16:34","modified_gmt":"2012-02-16T20:16:34","slug":"ge-mig-tips-pa-den-minst-giriga-banken-tack","status":"publish","type":"post","link":"https:\/\/kulturbloggen.com\/?p=48769","title":{"rendered":"Ge mig tips p\u00e5 den minst giriga banken, tack"},"content":{"rendered":"<p>Sn\u00e4lla: ge mig tips p\u00e5 om det finns n\u00e5gon bank som inte alltid i alla l\u00e4gen f\u00f6rs\u00f6ker suga ut s\u00e5 mycket som m\u00f6jligt av mina sm\u00e5 resurser &#8211; och samtidigt har en hygglig service.<\/p>\n<p>Bara en s\u00e5dan sak som att det kostar 40 kronor att f\u00e5 pengar som n\u00e5gon skickat med ett utbetalningskort hos Nordea \u00e4r hutl\u00f6st.Vi f\u00f6rv\u00e4ntas sj\u00e4lva g\u00f6ra bankens arbete: vi ska betala v\u00e5ra r\u00e4kningar sj\u00e4lva \u00f6ver Internet.<br \/>\nJo det \u00e4r klart att det kostar f\u00f6r bankerna att utveckla s\u00e4kra system p\u00e5 Internet. Visst. Men vad jag vet har bankdirekt\u00f6rerna inte s\u00e5 usla l\u00f6ner, precis.<\/p>\n<p>N\u00e5got \u00e4r \u00e4nd\u00e5 fel n\u00e4r bankerna inte s\u00e4nker r\u00e4ntorna p\u00e5 bol\u00e5nen trots att <a href=\"http:\/\/www.dn.se\/ekonomi\/riksbanken-sanker-rantan-1\">Riksbanken s\u00e4nkt repror\u00e4ntan<\/a>. I SVT Rapport visade de statistik som tydligt visar att bankerna har \u00f6kat sina vinster p\u00e5 bankl\u00e5n.<\/p>\n<p>Jag vill ha en bank d\u00e4r jag har bra service &#8211; men samtidigt drivs den inte av de girigaste direkt\u00f6rerna.<br \/>\nDet \u00e4r vad jag vill ha. Jag respekterar att den som driver en bank vill tj\u00e4na p\u00e5 det. Men det finns gr\u00e4nser. <\/p>\n<p>Jag vill ha en bank som har bra villkor p\u00e5 bol\u00e5n och bra \u00f6vrig service, som ger r\u00e4nta p\u00e5 pengar vi s\u00e4tter in. Vilken bank \u00e4r b\u00e4st mot kunder som inte \u00e4r stenrika?<\/p>\n<p><a href=\"http:\/\/www.aftonbladet.se\/nyheter\/article14382304.ab\">Aftonbladet ber\u00e4ttar:<\/a><br \/>\n<em>Ingen av bankerna s\u00e4nker r\u00e4ntan efter Riksbankens besked &#8211;<br \/>\nRiksbanken s\u00e4nkte i dag repor\u00e4ntan.<br \/>\nOch nu f\u00f6rv\u00e4ntar sig kunderna s\u00e4nkta bol\u00e5ner\u00e4ntor.<br \/>\nMen bankerna s\u00e4ger nej<\/em>.<\/p>\n<p>Fast Aftonbladet har inte helt r\u00e4tt:<br \/>\n<em>Det statliga bol\u00e5neinstitutet SBAB s\u00e4nker r\u00e4ntan p\u00e5 bol\u00e5n med tre m\u00e5naders l\u00f6ptid med 0,15 procentenheter till 4,15 procent.<\/p>\n<p>\u00c4ven ett\u00e5riga bol\u00e5n f\u00e5r samma s\u00e4nkning, medan r\u00e4ntorna f\u00f6r \u00f6vriga bol\u00e5n l\u00e4mnas of\u00f6r\u00e4ndrade. (<a href=\"http:\/\/www.dn.se\/ekonomi\/sbab-sanker-korta-borantor\">K\u00e4lla DN<\/a>)<\/em><\/p>\n<p>Relaterat: <a href=\"http:\/\/www.dn.se\/ekonomi\/riksbankens-rantebeslut-biter-allt-mindre-pa-borantan\">Dagens Nyheter<\/a>, <a href=\"http:\/\/svt.se\/2.22620\/1.2712279\/storbankerna_reporantan_paverkar_inte_oss\">SVT1<\/a>, <a href=\"http:\/\/svt.se\/2.22620\/1.2711991\/varfor_foljer_inte_bankerna_styrrantan\">SVT2<\/a>,<a href=\"http:\/\/svt.se\/2.22620\/1.2711411\/riksbanken_sanker_rantan\"> SVT3<\/a> och <a href=\"http:\/\/www.expressen.se\/nyheter\/sbab-sanker-boranta\/\">Expressen<\/a>.<\/p>\n<p>L\u00e4s \u00e4ven andra bloggares \u00e5sikter om <a href=\"http:\/\/bloggar.se\/om\/ekonomi\" rel=\"tag\">ekonomi<\/a>, <a href=\"http:\/\/bloggar.se\/om\/bank\" rel=\"tag\">bank<\/a>, <a href=\"http:\/\/bloggar.se\/om\/r%E4nta\" rel=\"tag\">r\u00e4nta<\/a>, <a href=\"http:\/\/bloggar.se\/om\/bol%E5n\" rel=\"tag\">bol\u00e5n<\/a>, <a href=\"http:\/\/bloggar.se\/om\/bostadspolitik\" rel=\"tag\">bostadspolitik<\/a>, <a href=\"http:\/\/bloggar.se\/om\/girighet\" rel=\"tag\">girighet<\/a>, <a href=\"http:\/\/bloggar.se\/om\/SBAB\" rel=\"tag\">SBAB<\/a>, <a href=\"http:\/\/bloggar.se\/om\/Riksbanken\" rel=\"tag\">Riksbanken<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sn\u00e4lla: ge mig tips p\u00e5 om det finns n\u00e5gon bank som inte alltid i alla l\u00e4gen f\u00f6rs\u00f6ker suga ut s\u00e5 mycket som m\u00f6jligt av mina sm\u00e5 resurser &#8211; och samtidigt har en hygglig service. Bara en s\u00e5dan sak som att det kostar 40 kronor att f\u00e5 pengar som n\u00e5gon skickat med ett utbetalningskort hos Nordea [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":48783,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[44],"tags":[515,7251,817,1463,1997,7250,7253,7252],"class_list":["post-48769","post","type-post","status-publish","format-standard","has-post-thumbnail","category-chadie","tag-bank","tag-bolan","tag-bostadspolitik","tag-ekonomi","tag-girighet","tag-ranta","tag-riksbanken","tag-sbab","entry"],"_links":{"self":[{"href":"https:\/\/kulturbloggen.com\/index.php?rest_route=\/wp\/v2\/posts\/48769","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kulturbloggen.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kulturbloggen.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kulturbloggen.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/kulturbloggen.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=48769"}],"version-history":[{"count":5,"href":"https:\/\/kulturbloggen.com\/index.php?rest_route=\/wp\/v2\/posts\/48769\/revisions"}],"predecessor-version":[{"id":48787,"href":"https:\/\/kulturbloggen.com\/index.php?rest_route=\/wp\/v2\/posts\/48769\/revisions\/48787"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kulturbloggen.com\/index.php?rest_route=\/wp\/v2\/media\/48783"}],"wp:attachment":[{"href":"https:\/\/kulturbloggen.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=48769"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kulturbloggen.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=48769"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kulturbloggen.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=48769"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}